How to Install the Loan Officer Claude Plugin (Cowork & Code)

Don't want to install anything? You don't have to. The free web tools for loan officers on The AI Career Lab give you the same pre-built workflows in your browser — five runs a day on a free account, no terminal, no install. Create a free account if you'd rather skip straight to the tools.

The Loan Officer Claude plugin from The AI Career Lab is the fastest way to turn Claude into an LO-aware co-worker. It bundles 4 pre-built slash commands and 2 auto-activating skills that already know what NMLS-licensed loan officers actually do — multi-audience pipeline updates, LOE drafting from borrower verbals, Loan Estimate / Closing Disclosure walk-throughs, and realtor co-marketing with TRID, ECOA, and fair-lending guardrails on every draft.

The plugin works in both runtimes Claude offers:

• Claude Cowork — the chat product at claude.ai. The easiest path. Requires a paid Claude plan (Pro, Max, Team, or Enterprise).
• Claude Code — the terminal CLI. Particularly useful if you want Claude to read your LOS exports, condition lists, or LE/CD documents directly. Requires Node.js + npm.

What this plugin gives you

In this plugin you get:

• /pipeline-update — generate audience-tailored pipeline updates for borrower / buyer agent / listing agent / processor from one input. Listing-agent privacy respected; TRID timing risk flagged
• /loe-draft — draft a Letter of Explanation from the borrower's verbal explanation in the borrower's voice with placeholders for unclear facts
• /le-explainer — turn a Loan Estimate or Closing Disclosure into a borrower-friendly section-by-section walk-through
• /realtor-comarketing — generate joint open house, joint social, just-funded shoutouts, and partner check-ins with fair-lending and RESPA-aware language

Which runtime should you use?

Use Claude Cowork if:

• You already use claude.ai for chat work
• You prefer a graphical interface to a terminal
• You don't want to install anything else on your machine
• You have a paid Claude plan (Pro, Max, Team, or Enterprise)

Use Claude Code if:

• You're already comfortable in a terminal
• You want Claude to read your LOS exports, condition lists, or LE/CD PDFs directly
• You're on a free Claude account (Claude Code plugin install does not require a paid plan)

Path A: Install in Claude Cowork (easiest, no command lines)

1. Open claude.ai in your browser and sign in.
2. Make sure you're on a paid plan (Pro, Max, Team, or Enterprise).
3. Open the plugin settings and click Add marketplace.
4. In the modal, paste this into the URL field:

alexclowe/awesome-claude-cowork-plugins

5. Click Sync. Claude Cowork pulls the marketplace catalog from the public alexclowe/awesome-claude-cowork-plugins repo.
6. Browse the marketplace. Find the Loan Officer plugin and click Install.

That's it. The commands and skills are now available in your Cowork chats.

Path B: Install in Claude Code (terminal CLI, two commands)

One-time Claude Code setup

1. Install Claude Code. Open a terminal and run:

npm install -g @anthropic-ai/claude-code

2. Sign in once. Run claude in your terminal and follow the sign-in flow.

Install the plugin

Inside Claude Code, run these two commands:

/plugin marketplace add alexclowe/awesome-claude-cowork-plugins
/plugin install loan-officer@awesome-claude-cowork-plugins

To verify, type /help and you should see the new commands listed alongside Claude Code's built-ins.

Your first command

For most LOs, the highest-leverage starting point is the multi-audience pipeline update — every active loan in your pipeline needs one this week:

/pipeline-update

When you run it, Claude asks for the loan stage, borrower first name, property city/state, current conditions, closing target, and risk flags. The output is four messages — borrower (warm, action-clear), buyer agent (closing trajectory + risk flags), listing agent (confidence signal without borrower-detail), processor (internal status).

Send the borrower and agent messages from your LOS or email client. Send the processor message in your internal channel. What used to take 30 minutes per loan now takes 4.

First 4 workflows to try after install

1. Multi-audience pipeline update — /pipeline-update in the plugin, or /tools/loan-officer-pipeline-update on the web. Run on your next pipeline review
2. LOE drafting — /loe-draft in the plugin, or /tools/loan-officer-loe-draft on the web. Run on the next LOE that lands
3. LE/CD walk-through — /le-explainer in the plugin, or /tools/loan-officer-le-cd-explainer on the web. Run before your next LE walk-through call
4. Realtor co-marketing — /realtor-comarketing in the plugin, or /tools/loan-officer-realtor-comarketing on the web. Run on your next co-marketing ask

Skills you get for free

This plugin also includes Claude Skills that activate automatically when you're working on relevant tasks — no command required:

• TRID Timing Awareness — flags TRID timing risks in drafts (LE delivery windows, CD waiting periods, locked-vs-revised terms) before send. Surfaces the risk; compliance resolves it
• Fair-Lending Language — flags ECOA / HMDA-relevant red flags (protected-class references, prohibited basis language) in marketing copy and borrower communications

The first time the TRID timing skill auto-activates while you're drafting a revised LE communication and flags a timing risk you hadn't thought through, you'll see the difference between using Claude generically and using Claude as a loan officer's co-worker.

Where to go from here

• Claude Cowork playbook for loan officers — the full setup guide with the five high-leverage prompt structures and the practice-profile setup that anchors every output
• Free web tools for loan officers — same workflows, browser-based, no install required
• Best AI Tools for Loan Officers in 2026 — the broader landscape including Claude, LOS-integrated AI (Encompass), pricing engines, compliance tooling
• AI for Loan Officers guide — the working playbook for moving pipeline faster without becoming the compliance story

💡 Want the packaged version? Loan Officer AI Cowork Vault — 52 LO-specific skills with TILA/RESPA/ECOA safeguards across borrower comms, realtor co-marketing, FHA-vs-conventional, builder cold outreach, joint open house, just-funded sequences. $19, one-time. Works on Claude Cowork and Microsoft 365 Copilot Cowork.

Common issues

I don't see the "Add marketplace" option in Claude Cowork. You need to be on a paid plan. If you're on a free plan, install via Claude Code instead — it's free.

The marketplace sync failed in Claude Cowork. Double-check the URL field has exactly alexclowe/awesome-claude-cowork-plugins — a GitHub owner/repo format, no https://, no trailing slash.

The slash commands aren't showing up after install. Start a new chat (Cowork) or type /help (Claude Code). If you see the built-in commands but not the new ones, the install didn't complete — re-run the install.

I want to use this without installing anything. Use the free web tools instead. Same workflows, browser-based, no install or paid plan.

Ready to try it without installing

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This article is general guidance for NMLS-licensed loan officers. It is not legal, compliance, or licensing advice. TRID, TILA, RESPA, ECOA, HMDA, state-specific licensing requirements, NMLS rules, and your lender's compliance policies govern actual LO practice. The plugin's outputs are drafts for LO review, not regulatory-compliant disclosures. Compliance review of AI-drafted client and partner communications is the LO's responsibility. Your compliance officer and your lender's counsel are the appropriate references for compliance-sensitive questions.