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Which AI Plan Should I Pay For?

Pick what you use AI for, how often, whether you need frontier models, and whether it's for a team. Get the plan to pay for first, the best plan per provider, and a full July 2026 price table — computed instantly from a verified pricing table, no AI call.

✓ Recommends one plan to pay for first, with monthly cost✓ Ranks the best ChatGPT, Claude, and Gemini plan for your answers✓ Full price table with a visible 'prices as of July 2026' stamp

Results in instant · Saves ~30 minutes of pricing-page research

What will you mostly use AI for?
How often will you use it?
Do you need the latest, most capable models?
Who is this for?

Your recommendation

Pay for this first

ChatGPT Plus — $20/mo

The entry point to GPT-6 Sol in ChatGPT (the chat default since Oct 7, 2026) plus GPT-6 Sol and Luna alongside the GPT-5.6 family in Codex and Work — the standard daily-driver tier. GPT-6 Astra is available on Plus only inside ChatGPT Work and Codex, with a limited allowance.

For a bit of everything, ChatGPT is the broadest all-rounder — but all three $20 tiers are close enough that the deciding factor is which ecosystem you already live in.

Best plan per providerranked for your answers
  1. ChatGPT Plus ($20/mo) — The entry point to GPT-6 Sol in ChatGPT (the chat default since Oct 7, 2026) plus GPT-6 Sol and Luna alongside the GPT-5.6 family in Codex and Work — the standard daily-driver tier. GPT-6 Astra is available on Plus only inside ChatGPT Work and Codex, with a limited allowance.
  2. Claude Pro ($20/mo) — Adds Opus 5.5 for high-stakes work, Claude Code, and Cowork plugins — $17/mo billed annually. Claude Fable 5.1 is not in Pro's limits; it runs pay-as-you-go on usage credits.
  3. Gemini AI Pro ($19.99/mo) — Gemini 4 Argon (Google's most capable model, rolling out to AI Pro and Ultra since Oct 13, 2026), Gemini 3.1 Pro and Gemini 3.8 Flash with a 1M-token context window, higher Gemini Notebook limits, and Antigravity access.

Full price table

Prices as of September 2026
ProviderPlanPriceIncludes
ChatGPTFree$0GPT-6 Luna in chat (rolling out from Oct 8, 2026); GPT-5.6 Terra in Codex/Work
ChatGPTGo$8/moHigher limits on GPT-6 Luna in chat (rolling out from Oct 8, 2026); GPT-5.6 Terra in Codex/Work
ChatGPTPlus$20/moGPT-6 Sol in ChatGPT (since Oct 7, 2026); GPT-6.1 Sol, GPT-6 Sol and Luna, the GPT-5.6 family, and GPT-6 Astra (limited) in Codex and Work
ChatGPTPro$100, $200, or $500/mo (Pro 100 / 200 / 500)GPT-6 Astra as 'GPT-6 Pro' in chat, full Codex/Work access; Ultrafast on Pro 500 only
ChatGPTBusiness Standard$25/seat/mo ($20 annual)GPT-6 Sol in chat (since Oct 7, 2026) plus limited GPT-6 Astra, shared workspace, admin controls
ChatGPTBusiness Premium$125/seat/mo ($100 annual)Everything in Standard + full GPT-6 Astra access and 5× usage
ClaudeFree$0Sonnet + limited Haiku; chat only
ClaudePro$20/mo ($17 annual)Opus 5.5 access; Claude Code; Cowork; Claude Docs and Slides (beta); Fable 5.1 via usage credits
ClaudeMax$100/mo (5×) or $200/mo (20×)Highest personal usage limits; Fable 5.1 included up to 50% of weekly usage; $100 or $200/mo in Claude API credits (since Oct 7, 2026)
ClaudeTeam Standard$25/seat/mo ($20 annual; teams of 2 to 150)Shared workspace, central billing; $20/seat/mo in pooled Claude API credits (since Oct 7, 2026; team pool capped at $500/mo)
ClaudeTeam Premium$125/seat/mo ($100 annual)Everything in Standard with 5x the usage per seat; Fable 5.1 included up to 50% of weekly usage; $100/seat/mo in pooled API credits (team pool capped at $500/mo)
GeminiFree$0Auto model selection from Oct 9, 2026 (rolling out): mostly Flash-Lite, Flash or Pro only when Google routes a prompt there; limited usage
GeminiAI Plus$4.99/moMore usage, more image generation
GeminiAI Pro$19.99/moGemini 4 Argon (rolling out since Oct 13, 2026) + 3.1 Pro + 3.8 Flash (1M context), Gemini Notebook limits, Antigravity
GeminiAI Ultra$99.99/mo (5×) or $199.99/mo (20×)Highest limits, Deep Think, Gemini Spark, 20 TB storage

Prices verified September 2026 and change often — confirm at chatgpt.com/pricing, claude.com/pricing, and gemini.google/subscriptions.

Common questions

Does this tool work with ChatGPT?

The tool itself runs on Claude (Anthropic) right here on the page — you don't need any AI subscription to use it. Everything it generates is plain text, so you can paste the output into ChatGPT, a document, or an email and keep working there. If you mainly work in ChatGPT, you can also reuse your inputs there to refine further.

What AI model powers this tool and the example output?

Claude, Anthropic's AI. The example outputs shown on tool pages were generated with Claude.

Does the paid AI Operating System work with ChatGPT?

Yes — each AI Operating System is written and tested for Claude, and every one includes a portable prompts-only set that works in ChatGPT and Gemini (copy and paste, occasionally with a minor tweak). The Cowork plugin editions specifically require a paid Claude plan.

Claude is a product of Anthropic. The AI Career Lab is not affiliated with Anthropic or OpenAI.