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Which AI Plan Should I Pay For?

Pick what you use AI for, how often, whether you need frontier models, and whether it's for a team. Get the plan to pay for first, the best plan per provider, and a full July 2026 price table — computed instantly from a verified pricing table, no AI call.

Recommends one plan to pay for first, with monthly costRanks the best ChatGPT, Claude, and Gemini plan for your answersFull price table with a visible 'prices as of July 2026' stamp

Results in instant · Saves ~30 minutes of pricing-page research

What will you mostly use AI for?
How often will you use it?
Do you need the latest, most capable models?
Who is this for?

Your recommendation

Pay for this first

ChatGPT Plus — $20/mo

The entry point to GPT-5.6 Sol in ChatGPT plus Sol, Terra, and Luna in Codex — the standard daily-driver tier.

For a bit of everything, ChatGPT is the broadest all-rounder — but all three $20 tiers are close enough that the deciding factor is which ecosystem you already live in.

Best plan per providerranked for your answers
  1. ChatGPT Plus ($20/mo) — The entry point to GPT-5.6 Sol in ChatGPT plus Sol, Terra, and Luna in Codex — the standard daily-driver tier.
  2. Claude Pro ($20/mo) — Adds Opus 5 for high-stakes work, Claude Code, and Cowork plugins — $17/mo billed annually.
  3. Gemini AI Pro ($19.99/mo) — Gemini 3.1 Pro with a 1M-token context window, higher NotebookLM limits, and Antigravity access.

Full price table

Prices as of July 2026
ProviderPlanPriceIncludes
ChatGPTFree$0GPT-5.5 chat; GPT-5.6 Terra in Codex/Work
ChatGPTGo$8/moHigher GPT-5.5 limits; GPT-5.6 Terra in Codex/Work
ChatGPTPlus$20/moGPT-5.6 Sol in ChatGPT; Sol, Terra, and Luna in Codex
ChatGPTPro$100/mo (5×) or $200/mo (20×)Frontier Pro model level, maximum Codex/agent access
ChatGPTBusiness$25/seat/mo ($20 annual)GPT-5.6 family, shared workspace, admin controls
ClaudeFree$0Sonnet 5 + limited Haiku, Cowork included
ClaudePro$20/mo ($17 annual)Opus 5 access, Claude Code, Cowork plugins
ClaudeMax$100/mo (5×) or $200/mo (20×)Highest personal usage limits, long agentic sessions
ClaudeTeam Standard$25/seat/mo ($20 annual, min 5 seats)Shared workspace, central billing
ClaudeTeam Premium$125/seat/mo ($100 annual)Everything in Standard + Claude Code for engineering seats
GeminiFree$0Gemini with Flash models, limited usage
GeminiAI Plus$7.99/moMore usage, more image generation
GeminiAI Pro$19.99/moGemini 3.1 Pro (1M context), NotebookLM limits, Antigravity
GeminiAI Ultra$99.99/mo (5×) or $200/mo (20×)Highest limits, Gemini Spark agent (beta), 20 TB storage

Prices verified July 2026 and change often — confirm at chatgpt.com/pricing, claude.com/pricing, and gemini.google/subscriptions.

Common questions

Does this tool work with ChatGPT?

The tool itself runs on Claude (Anthropic) right here on the page — you don't need any AI subscription to use it. Everything it generates is plain text, so you can paste the output into ChatGPT, a document, or an email and keep working there. If you mainly work in ChatGPT, you can also reuse your inputs there to refine further.

What AI model powers this tool and the example output?

Claude, Anthropic's AI. The example outputs shown on tool pages were generated with Claude.

Do the paid prompt packs work with ChatGPT?

Yes — the packs are written and tested for Claude, and every pack includes a portable prompts-only set that works in ChatGPT and Gemini (copy and paste, occasionally with a minor tweak). The Cowork plugin editions specifically require a paid Claude plan.

Claude is a product of Anthropic. The AI Career Lab is not affiliated with Anthropic or OpenAI.

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