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Which AI Plan Should I Pay For?
Pick what you use AI for, how often, whether you need frontier models, and whether it's for a team. Get the plan to pay for first, the best plan per provider, and a full July 2026 price table — computed instantly from a verified pricing table, no AI call.
Results in instant · Saves ~30 minutes of pricing-page research
Your recommendation
ChatGPT Plus — $20/mo
The entry point to GPT-5.6 Sol (OpenAI's frontier model) plus Codex access — the standard daily-driver tier.
For a bit of everything, ChatGPT is the broadest all-rounder — but all three $20 tiers are close enough that the deciding factor is which ecosystem you already live in.
- ChatGPT Plus ($20/mo) — The entry point to GPT-5.6 Sol (OpenAI's frontier model) plus Codex access — the standard daily-driver tier.
- Claude Pro ($20/mo) — Adds Opus 4.8 for high-stakes work, Claude Code, and Cowork plugins — $17/mo billed annually.
- Gemini AI Pro ($19.99/mo) — Gemini 3.1 Pro with a 1M-token context window, higher NotebookLM limits, and Antigravity access.
Full price table
Prices as of July 2026| Provider | Plan | Price | Includes |
|---|---|---|---|
| ChatGPT | Free | $0 | GPT-5.5, limited usage |
| ChatGPT | Go | $8/mo | GPT-5.5 with higher limits |
| ChatGPT | Plus | $20/mo | GPT-5.6 Sol (frontier model), Codex access |
| ChatGPT | Pro | $100/mo (5×) or $200/mo (20×) | Frontier Pro model level, maximum Codex/agent access |
| ChatGPT | Business | $25/seat/mo ($20 annual) | GPT-5.6 Sol, shared workspace, admin controls |
| Claude | Free | $0 | Sonnet 5 + limited Haiku, Cowork included |
| Claude | Pro | $20/mo ($17 annual) | Opus 4.8 access, Claude Code, Cowork plugins |
| Claude | Max | $100/mo (5×) or $200/mo (20×) | Highest personal usage limits, long agentic sessions |
| Claude | Team Standard | $25/seat/mo ($20 annual, min 5 seats) | Shared workspace, central billing |
| Claude | Team Premium | $125/seat/mo ($100 annual) | Everything in Standard + Claude Code for engineering seats |
| Gemini | Free | $0 | Gemini with Flash models, limited usage |
| Gemini | AI Plus | $7.99/mo | More usage, more image generation |
| Gemini | AI Pro | $19.99/mo | Gemini 3.1 Pro (1M context), NotebookLM limits, Antigravity |
| Gemini | AI Ultra | $99.99/mo (5×) or $200/mo (20×) | Highest limits, Gemini Spark agent (beta), 20 TB storage |
Prices verified July 2026 and change often — confirm at chatgpt.com/pricing, claude.com/pricing, and gemini.google/subscriptions.